Payday Loans

Are You Stuck in the Vicious Cycle of PayDay Loans or Cash Advances?
WE CAN HELP YOU BREAK FREE!
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Are The Collection Calls Causing You To Avoid Your Phone?
WE CAN HELP YOU STOP THEM!

Who We Are


A Debt Coach is a National Non-Profit Credit Counseling Agency that has been assisting consumers in financial trouble since 1992 with Certified Credit Counselors that have decades of experience helping consumers come up with options for relief from debt.

What We Do


  • A Debt Coach starts by reviewing your current financial situation.
  • Using that information a plan is created to repay your debts within your income.
  • You are given one easy, affordable payment to make each month to repay your debt.
Getting Help is Easy
Call 888-767-9155 for Immediate Assistance or complete the form below to have a counselor call.
Payday loans, otherwise known as Cash Advance Loans, are the newest trend in low amount, short-term, high interest rate loans.

With over 23,000 payday loan storefronts across the United States it is not surprising that over 10 million dollars in payday loans get completed each year. Many states now regulate how these loans work, how much can be borrowed, how much can be charged, and how many loans can be taken out at once, but those regulations don’t educate the consumer on how these loans work.

Though they may seem like an easy fix to a financial problem many consumers are learning that they cause more troubles than they solve. Most consumers that use these loans live paycheck to paycheck, which means that every paycheck in the foreseeable future is already accounted for. This means the money needed to repay the loan isn’t going to be available in two weeks when the loan comes due which is why most loans take the average consumer 6 months to repay. At an average interest rate of 322% those consumers that borrow quickly discover they must keep borrowing to repay loans already taken.

If you have found yourself caught in this cycle of borrowing A Debt Coach Credit Counseling can help you break free. ADC will set up arrangements on your behalf that will fit within your income and will help you set up a budget that allows you to avoid falling back into this trap. You just need to take the first step and give ADC a call.